Characterized by the source of damage
Any kind of damage caused due to any human error. Say, while cleaning or shoveling the snow off the roof.
Roof might be damaged due to environmental factors, Include wind, hail or damage through ice too.
The tree branches can fall onto your roof and damage the roof.
Cedar shake roofs and asphalt shingles are more prone to this kind of damage
Whenever you recognize these types of damages
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